Ira Limits 2024 Married Jointly. To contribute, spouses must file jointly and meet income limits for roth or. If you file separately and did not live with your spouse at any time during the year, your ira deduction is determined under the single filing status.

Key benefits and limits for qcds. Your deduction is allowed in full if you (and your spouse, if you are married) aren’t covered by a retirement plan at work.